Renovation

How much does an HDB renovation cost in Singapore?

September 11, 2026 · Web Admin

How much does an HDB renovation cost in Singapore?

“How much does it cost to renovate an HDB flat?” is the question every homeowner starts with — and the honest answer varies enormously. This guide breaks down HDB renovation cost in Singapore so you can plan realistically.

Key takeaways

  • Cost is driven by flat size, scope, new‑vs‑resale, carpentry and finishes.
  • Resale flats cost more — hacking, disposal and renewed waterproofing/wiring.
  • Carpentry usually takes the biggest share of the budget.
  • Keep a 10–15% contingency, especially for older flats.

Typical HDB renovation costs

Flat type (full renovation) Indicative range (SGD)
3‑room $30,000 – $50,000
4‑room $40,000 – $65,000
5‑room / Executive $50,000 – $80,000+

Indicative ranges only — a light refresh costs far less, and finishes swing the total significantly. Get a free quote for your flat.

Where the money goes

In most renovations, carpentry takes the biggest share, followed by wet works and tiling, then flooring, electrical, painting and finishing, with hacking, disposal and permits on top. Directing the budget to what counts — carpentry hardware, waterproofing — and economising on low‑impact finishes is how you stay on budget.

What pushes cost up or down

  • New vs resale — resale needs hacking and often renewed waterproofing and wiring. See BTO vs resale.
  • Scope — whole‑home vs selected rooms.
  • Finishes — the quality tier you choose.
  • Hidden surprises — more likely in older flats.

Frequently asked questions

Is a resale renovation more expensive than a BTO? Usually, because of hacking, disposal and hidden surprises.

What’s the most expensive part? Carpentry, in most renovations.

How much contingency should I keep? Around 10–15%, more for older resale flats.

Can I renovate in phases? Yes — room by room helps manage the budget.

The bottom line

HDB renovation cost is driven by size, scope, new‑vs‑resale, carpentry and finishes. Plan around itemised quotes, prioritise essentials, and keep a contingency.

Planning a renovation? See our home renovation service and book a free consultation.

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